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6 Payment Options for Online Shopping that Works Safely

POST BY: Global TeleShopping

With the advent of sophisticated technology, transferring cash and receiving them has become more flexible. Ecommerce sites and banks are coming up with safe and innovative transaction methods to prevent cyber crimes and fraudulent activities planned by the hackers. For online shopping enthusiasts this is a big boon to keep their hard-earned funds protected. Here is a list of 6 payment options for online shopping that works safely.


Cash on Delivery (COD)

Perhaps the best and the safest payment method for online retail shopping is cash on delivery. In this method, you make payment after you take delivery of the product. It also helps in detecting and rectifying any defect in a product you have ordered and make payment after the rectification is done.


COD can be availed for buying any commodity online such as books, cosmetics, electronic gadgets, medicines, games, garments, mobiles, footwear, home appliances etc.
There are no additional charges for COD due to free shipping facilities provided by the company.


Direct Bank Deposit

This is risk free and your product will reach in time at the desired location. Direct bank deposit payment option is available for customers worldwide. Here you could deposit cash straight into the company’s bank account.


PayPal

PayPal payments are made with the help of a credit card from your existing bank account. Cash can be delivered straight to an email address, after signing up for a fresh PayPal account. In 2011, Paypal has processed $4 billion payment making it one of the popular digital payment methods.


Credit Card

About 90 percent of all online payments are done with the help of credit cards. Visa, Mastercard, American Express credit card holders can make their online shopping payments with them. There is also EMI facility to the credit card holders which allows them to make payments in instalments with some interest. Instalments are valid for 3, 6, 9 and 12 months and the least order value to use EMI payment option is Rs 3000.


The biggest advantage of using credit cards for making payments is that it is relatively safe, time saving and involves no paperwork to process the product orders. Moreover, credit cards make it easy for consumers to go on a shopping spree impulsively, and offer you with a completely computerised payment along with order tracking system.


Debit Card

In this payment mode, cash is withdrawn directly from the buyer’s bank account as soon he/she purchases a commodity. Unlike credit card, it has not yet become as popular but is slowly making its way.


Gift Coupons

Gift coupon is based on what you have purchased in total or overall expenses. These are 10 figure alpha numeric codes.

Which of the above payment options you liked the most? Which one of them you would like to use in your next product online purchase?

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